AD & Associate Actuary - AS07AE
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
This opportunity is part of The Hartford’s Personal Insurance Reserving team. The role is focused on reserving and trend analysis, primarily supporting The Hartford’s $1.25B Homeowners book, with additional exposure to Auto Liability and Physical Damage. Reserving insights directly influence the company’s financial results and play a critical role in how our business is priced and managed. The student will collaborate with cross-functional partners and present analyses to leaders across Reserving, Product, and Claims. Personal Insurance is a fast-paced and competitive environment with rich data and constant change, offering strong opportunities to develop analytical skills, synthesize insights, and drive meaningful business impact.
Opportunities:
Translate complex analyses into clear, data-driven insights for business partners and senior leaders
Build a strong foundation in core reserving techniques and understand their impact on financial results
Strengthen analytical skills to detect and measure emerging trends
Apply and enhance technical skills to streamline analyses and drive process improvements
Collaborate across Actuarial (BI Reserving, CW Pricing) and with Claims and Product partners
Develop business acumen, communication, and presentation skills
Major responsibilities:
Complete quarterly reserve reviews, including providing insight into key drivers of change
Develop and evaluate innovative reserving methods to inform and explain reserve selections
Partner with Claims Performance Analytics team on deep-dive analyses
Prepare Monthly Business Review (MBR) materials ultimately presented to senior leadership, including the CEO
Execute annual reviews of Schedule P, ULAE, and payment lags
Experience & Skills
Bachelor’s Degree required.
AD & Associate Actuary Role: 6-7 actuarial exams, 4+ years of experience, could be an Associate
Strong analytical, critical thinking and problem-solving skills, with the ability to effectively resolve complex issues.
Strong Excel skills required. Knowledge of SQL, VBA, R, Python, SAS or similar code languages a plus.
Excellent written and verbal communication skills.
Attention to detail with strong time and project management skills.
Driven, intellectually curious, passionate, resourceful and creative.
Proactive individual, who challenges existing processes, can influence others and drive a process to a conclusion while meeting critical deadlines
Work Arrangement:
This role will be hybrid in our Hartford CT location. (Tuesday-Thursday) or remote.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$113,200 - $169,800
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
